Financing Your AC Repair with HERO, Benji, or REEL

June 20, 2019

Repairing or replacing your HVAC system is a great way to make your home more energy efficient and lower your monthly utility bills. Although it will save you money over time, HVAC upgrades can have a higher initial investment rate than some are able to afford in one payment. Because of this, there are several convenient financing options available for those who are seeking to make energy efficient upgrades to their home. 


The Home Energy Renovation Opportunity (HERO) program is a government-sponsored financing program that offers you access to financing for energy efficient home improvements such as eligible HVAC systems, water heaters, ductwork, and more. HERO is one of our most popular financing options due to its flexible terms and generous lending caps. Approvals for HERO loans are based on your home equity rather than your credit score, and repayment is taken through your property tax bill. All HERO contractors also agree only to accept payment once you’ve signed off that the job was entirely completed to your satisfaction. There’s also no money down, fixed interest rates, and flexible term lengths to make things as easy as possible for you. 


Benji financing, unlike HERO, approves applications based on your current credit score and takes payments through traditional monthly bills. Benji can cover projects up to $50,000, and, like HERO, it also offers flexible term lengths and fixed interest rates. Also like HERO, Benji is exclusively available through contractors who are part of the Renovate America network. This means that there’s never any money down, and contractors aren’t paid until you sign off on the completion of the project and are fully satisfied with the results.


GoGreen Financing’s Renewable Energy Equipment Leasing (REEL) program offers flexible and affordable financing options for all California homeowners. However, unlike the previous options, REEL is also available for renters. With REEL, there is no home equity needed and no lien on your property. Like Benji, repayment is taken through traditional monthly payments. REEL boasts competitive interest rates and no prepayment penalties, so you can pay your loan off as soon as you’d like. REEL provides full financing for your project and allows you to use up to 30% of that financing towards nonenergy improvements. Upgrade your home’s HVAC and plumbing systems with ProFlo to apply for REEL financing. 

If you need to upgrade your home’s old HVAC or plumbing systems, or if you want to invest in energy efficient upgrades for environmental benefits, there are numerous financing options available to make the project more accessible to you. Whether you prefer using home equity or traditional monthly billed payments, there’s a financing solution for you. With HERO, Benji, and REEL financing, you can upgrade your home’s HVAC without worrying about the cost. To find out more about your financing options and receive a free estimate for your project, give ProFlo a call at (951) 694-1300. We are Temecula Valley’s more dependable and professional HVAC contractor, with a pristine reputation and a reliable 24/7 emergency service. 

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